{Loan} Pradhan Mantri Mudra Yojana Online Application | PMMY Application Form | Mudra Loan


Pradhanmantri Mudra Yojana Online | Mudra Yojana Prime Application | PM Mudra Loan Scheme Online Registration | PM Mudra Loan Scheme Form

Pradhan Mantri Mudra Yojana to the entrepreneurs of the country under own industry To start with, it is helping in providing loans from the bank at concessional rates. Pradhan Mantri Mudra Yojana It was started by the Prime Minister of our country Shri Narendra Modi on 8th April 2015. Any interested beneficiary who wants to start his industry and take loan from the bank to pursue his industry, that beneficiary Pradhan Mantri Mudra Yojana Today we are going to share all the information about this scheme like registration process, documents, eligibility, application etc. with you in this article.

Pradhan Mantri Mudra Yojana 2021

Beneficiaries who want to start their own business and want to carry forward the business, those beneficiaries Pradhan Mantri Mudra Yojana Under this, the central government is providing a loan of up to 10 lakhs by the bank, no guarantee is required to take the Mudra loan and the period of 5 years has been extended to repay the Mudra loan. Pradhan Mantri Mudra Yojana The three parts are categorized into Shishu loan, Kishore loan, Tarun loan. Under the scheme, 18.87 crore beneficiaries have been covered by the government till March 2019 and till now Rs 9.27 lakh crore has been allocated under the scheme.

Pradhan Mantri Mudra Yojana Loans Disbursed So Far

On 26 November 2020, Union Minister Smriti Irani said that under the Pradhan Mantri Mudra Yojana, an investment of up to Rs 10 lakh crore has been made and between 2015 and 2018, 51 lakh new entrepreneurs have been created due to this scheme. Smt. Smriti Irani ji also informed that since 2016 till now more than 32000 start ups have been recognized in the country. He also said that earlier it was difficult for the poor to get banking loans and facilities, but now they can easily get loans under the Pradhan Mantri Mudra Yojana. start up enterprise Can get to do or to pursue. It will be easy to do business through this scheme.

Pradhan Mantri Mudra Yojana was launched on 8 April 2015 by the Prime Minister of our country, Shri Narendra Modi. Under which loans up to Rs 10 lakh are being provided in non-corporate, non-agricultural, small, micro industries. These loans are provided by commercial banks, regional rural banks, small finance banks, co-operative banks, micro finance institutions and non-banking financial companies.

Brief Summary of PMMY 2021

scheme name

Pradhan Mantri Mudra Loan Yojana

launched by

Mr. Narendra Modi

Plan start date

year 2015

nodal agency

Micro Units Development and Refinance Agency

beneficiary

small and medium entrepreneurial startup

aim

to empower

loan amount

Maximum Rs 10 lakh

application system

offline

Start filling the application form

Available now

Type of scheme

Central Govt. Scheme

launched by

https://www.mudra.org.in/

Purpose of Pradhan Mantri Mudra Yojana

The people of our country who want to start their own industry but are unable to start the industry due to financial constraints are given to those beneficiaries. Indian government Providing financial assistance by getting loans up to 10 by the bank and making the beneficiaries self-reliant through Pradhan Mantri Mudra Yojana and empower the beneficiaries make | Beneficiaries are to be encouraged to start industries by providing proper capital through this scheme.

Pradhan Mantri Mudra Yojana New Updates

As you all know, due to the global pandemic of Coronavirus, there has been a lockdown in our country for a long time. Due to this lockdown, the economic condition of the people of the country has been greatly affected. Keeping this in mind, the Finance Minister of our country Nirmala Sitharaman had announced the self-reliant India campaign on 14 May 2020. Under the self-reliant India campaign, all those people who have taken Shishu loan under the Pradhan Mantri Mudra Yojana will be provided financial assistance of 2% in the amount of interest for 12 months.

PMMY 2021

Applicants applying under this scheme should be 18 years of age or more. Before the start of this scheme in our country own business To start, the entrepreneurs had to go to the banks to get the loan and had to face many difficulties and could not get the loan without guarantee but now PMMY 2021 Under this, all entrepreneurs will be able to easily get loans up to 10 lakhs by the bank. Mudra loans are provided by commercial banks, RRBs, small finance banks, cooperative banks, MFIs. Mudra Loan Scheme There is no fixed interest rate under different banks. Different interest rates are charged for Mudra loans. The main interest rate is 12%.

Mudra Loan Types

  • baby loan Under Shishu loan, a loan of up to Rs 50,000 will be given by the bank.
  • juvenile loan Under Kishor loan, loan ranging from Rs 50,000 to Rs 5 lakh will be given by the bank.
  • Tarun Loan – Loans ranging from 5 lakh to 10 lakh will be given by the bank under Tarun Loan.

Beneficiary of PMMY 2021

Year

No of beneficiary

Amount

2015-16

3.48 crore

1. 37 lakh crore

2016-17

3.97 crore

1.80 lakh crore

2017-18

4.81 crore

2.53 lakh crore

2018-19

5.98 crore

3.21 lakh crore

2019-20

64.12 lakh

34602.7 crore

Total

18.87 crore

9.27 lakh crore

Benefits of Pradhan Mantri Mudra Yojana

  • The benefit of this scheme will be provided to the entrepreneurs of the country.
  • country’s entrepreneurs start your own industry To provide assistance in providing loan from the bank at concessional rates.
  • Pradhan Mantri Mudra Yojana Under this, the central government is providing loans up to 10 lakhs by the bank.
  • You will not have to give any guarantee to take a loan under this scheme.
  • Through this scheme, people of the country can start their own business by getting loan from the government.

Pradhan Mantri Mudra Yojana Required Documents (Eligibility)

  • The age of the applicant applying should not be less than 18 years.
  • Aadhar card
  • applicant’s identity card
  • driving license, pan card
  • Voter ID Card
  • previous years balance sheet
  • sales tax return income tax return
  • Postal address
  • mobile number
  • bank account

Features of Pradhan Mantri Mudra Yojana

  • Pradhan Mantri Mudra Yojana was launched on 8 April 2015 by the Prime Minister of our country, Shri Narendra Modi.
  • Through this scheme, loans up to ₹ 1000000 are provided to non-corporate, non-agricultural small / micro enterprises.
  • The loan provided under the Pradhan Mantri Mudra Yojana is called Mudra Loan.
  • These loans are provided by commercial banks, small finance banks, non-banking financial institutions, etc.
  • Under this scheme, three types of loans are provided which are Shishu, Kishor and Tarun loans.
  • Loan up to ₹ 50000 is provided under Shishu Loan.
  • Loans ranging from ₹ 50000 to ₹ 500000 are provided under Kishore Loan.
  • Loans ranging from ₹ 500000 to ₹ 1000000 are provided under Tarun Loan.

lending activities

Under the Pradhan Mantri Mudra Yojana, Mudra loan is given for the purpose of generating income and employment. This loan is provided for the following activities.

  • Business loans for vendors, traders, shopkeepers and other service sector activities.
  • Working Capital Loan through Mudra Card.
  • Equipment finance for micro units.
  • Transport vehicle loan for commercial use only.
  • Agriculture Relations Loans for non-farm income generating activities like fish farming, bee keeping, poultry farming etc.
  • Tractor, Taylor was accompanied by loans for two wheelers which are used only for business purposes.

Mudra card under Pradhan Mantri Mudra Yojana

Mudra card is a type of debit card provided to Mudra loan holders. This card works like an ATM card of a savings account. With this card you can withdraw money from ATM. A loan section up to a limit is made by the bank in your name. You can withdraw money through this card up to the limit sanctioned by the bank. The working capital requirements of the business can be met through this card. currency card Through this currency transactions become completely digital. Using this card, the beneficiary can withdraw money through ATMs from any corner of the country and can also make payments through point of sale machines.

How to apply in Pradhan Mantri Mudra Yojana 2021?

If you want to get a loan from the bank to start your industry by applying under the Pradhan Mantri Mudra Yojana, then you have to use the methods given below.

  • First of all, the applicant has to fill the application form from the concerned bank to apply under this scheme.
  • After this, all the information asked in the application form like name, address, mobile number, Aadhar card number etc. will have to be filled and all the documents will have to be attached and submitted to the concerned bank.
  • After this, after verifying your application form and all the documents by the bank officer, the loan amount will be sent to your bank account within 1 month.
  • In this way your application will be completed and with the loan amount you will be able to start your own industry.

Process to download Pradhan Mantri Mudra Yojana Toll Free Number

  • First of all, you should know about the Prime Minister’s Mudra Yojana. Official website will go on
  • Now it will open in front of you at home.
  • you on the home page contact us You have to click on the link.
Pradhan Mantri Mudra Yojana
  • Now a new page will open in front of you in which you will have to click on the download link written next to PMMY toll free number.
  • As soon as you click on this link, all the state wise toll free numbers will be downloaded.

Procedure to login to PMMY Portal

Pradhan Mantri Mudra Yojana
  • Now the login form will open in front of you in which you will have to login by filling the username, password and captcha code.
  • In this way you will be able to login to PMMY Portal.

Helpline Number

In our ID article we Pradhan Mantri Mudra Yojana All the important information related to this has been provided to you. If you are still facing any problem then you can get your problem resolved by contacting on toll free number. Or you can also send email. You can know the toll free number by following the above procedure and the email id is as follows.

Important Downloads

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