LIC Aam Aadmi Bima Yojana 2022: Apply Online, Claim Form PDF


Aam Aadmi Bima Yojana Apply | LIC Aam Aadmi Bima Yojana Online Application | LIC Aam Aadmi Bima Yojana Claim Form PDF | LIC Aam Aadmi Bima Yojana In Hindi

lic aam aadmi insurance plan It is being run by LIC to help rural landless families. Under this scheme, landless families of the lower class of rural areas like fishermen, auto drivers, cobblers etc. Financial assistance in the form of insurance Along with this other facilities will also be provided. Dear friends, today we are going to show you through this article. LIC Aam Aadmi Bima Yojana 2022 We are going to provide all the information related to such as eligibility, documents, application process etc., so read our article till the end and take advantage of the scheme.

LIC Aam Aadmi Bima Yojana 2022

This plan policy is a social security scheme. The scheme will provide coverage for partial and permanent disability to the head of a landless household in rural areas of the states or an earning member of the family with the benefit of life insurance coverage. This LIC Aam Aadmi Bima Yojana 2022 Under this, the premium will be paid annually to the beneficiaries. No premium will be charged from the policy holder for accidental death / disability under this scheme. Interested beneficiaries who want to take advantage of this scheme, then they have to apply under this scheme. Aam Aadmi Bima Yojana 2022 If a person dies due to natural causes, then LIC will provide a lump sum sum insured of Rs.30,000 to his family. This policy also gives scholarship benefit.

Landless families of rural areas will be able to avail benefits through LIC Aam Aadmi Bima Yojana

Various types of schemes are operated by the government for the landless families of rural areas. So that the standard of living of such families can be improved. Keeping this in mind, Aam Aadmi Bima Yojana has been started. This scheme will be operated through LIC. This scheme will be a social security scheme. Through which assistance will be provided to the rural landless farmers. If the head of the family of any rural landless farmer dies due to untimely reason, then in this situation the benefit of this scheme will be provided.

The applicant’s age should be between 18 to 59 years to get the benefit of this scheme. Apart from this, the benefit of this scheme can be availed only on the death of the head (income earning member) of the family. It is mandatory for every beneficiary to provide the information related to the nominee while filling the application form. The nomination form will be submitted to the panchayat or the nodal department. In case of death of the beneficiary, these forms will be submitted along with the claim paper to LIC.

Amount to be given under Aam Aadmi Bima Yojana 2022

Under this scheme, life insurance will be provided under various circumstances, whose complete information we have given below.

Cause amount to be paid
death due to natural causes ₹30000
accident bus death ₹75000
In case of physically handicapped in an accident ₹75000
In case of mentally handicapped in an accident ₹37500
Scholarship of ₹ 100 per month to two children of the family of the deceased from class 9th to class 12th ₹100

Kay Highlights Of LIC Aam Aadmi Bima Yojana 2022

scheme name lic aam aadmi insurance plan
started by by LIC
beneficiary Low class landless families in rural areas
Objective providing life insurance

Premium to be paid in AABY 2022

Under this plan, if the life insurance is up to Rs 30000, then a premium of Rs 200 is charged for it every year. Out of which 50% premium from social security fund will be borne by the State Government/UT and in case of other professional group the remaining 50% premium will be borne by the nodal agency and/or member and/or State Government/UT.

Objective of Aam Aadmi Bima Yojana

The main objective of this scheme is to provide life insurance to the members of poor families. through this scheme Every citizen of the country You can get yourself insured. lic aam aadmi insurance plan Under this, financial assistance will be provided in case of death as well as disability. If the beneficiary registered under this scheme dies or becomes disabled, then an amount ranging from ₹ 30000 to ₹ 75000 will be provided to the family of the beneficiary. Through this scheme, poor families will get help in fighting the financial aid that comes due to the death of a family member or due to their disability.

Beneficiaries of LIC Aam Aadmi Bima Yojana

  • brick kiln worker
  • Cobbler
  • fisherman
  • magnified
  • beedi worker
  • handloom weavers
  • Handicraftsman
  • khadi weavers
  • leather workers
  • lady tailor
  • physically handicapped self-employed citizens
  • papad worker
  • milk producer
  • auto driver
  • rickshaw driver
  • sweeper
  • forest worker
  • urban poor
  • paper producer
  • cultivator
  • anganwadi teacher
  • construction workers
  • plantation workers etc.

natural or accidental death

  • After the death of the insured, the nominee of the insured has to file a claim with LIC.
  • The nominee has to fill and submit the death claim form and along with this form the nominee will also have to submit the death certificate.
  • After this the claim form will be verified by the officer.
  • After verification, the claim amount will be transferred to the beneficiary’s account.
  • In case of natural death, claim form and death certificate will have to be submitted.
  • In case of death due to accident, copy of FIR lodged with local police, post mortem report, report of police investigation and final police report will have to be submitted.

Benefits of LIC Aam Aadmi Bima Yojana 2022

  • The benefit of this scheme is for the unorganized sectors / rural areas. low class poor families will be provided to
  • AABY 2022 Not only does it provide death as well as disability benefits, but it also guarantees that at least 2 children in the family continue to receive education without break.
  • Under this insurance scheme, a maximum of two children studying between 9th to 12th will be provided scholarship at the rate of Rs.300 per child. It will be paid on half yearly basis.
  • LIC Aam Aadmi Bima Yojana 2022 Under In case of natural death of the member during the period of insurance cover in the poor family, an amount of Rs.30,000 will be given to the nominee.
  • If the death of the registered person is due to accident or disability, then an amount of 75,000 will be provided to the nominee according to the policy.

Eligibility for LIC Aam Aadmi Bima Yojana

  • suicide
  • self injury
  • mental illness
  • pregnancy or childbirth
  • war or related crisis
  • Medical expenses due to an accident
  • Injury or death caused by criminal activity in violation of the law
  • Injury or death caused by participation in dangerous sports
  • Injury or death caused by chemical, biological or radioactive weapons

Eligibility for LIC Aam Aadmi Bima Yojana 2022 Scheme

  • Applicant must be an Indian resident.
  • Applicant age should be between 18 to 59 years.
  • Under this scheme the applicant should belong to Below Poverty Line (BPL).
  • Slightly above poverty line families who are part of any occupational group mentioned in the scheme.
  • Under this scheme, rural landless families will also be considered eligible under this scheme.
  • The beneficiary should be the head of the family and there should be only one earning person in the family.

Documents of LIC Aam Aadmi Bima Yojana 2022

  • applicant’s aadhar card
  • Identity card issued by government department
  • Ration card
  • Birth certificate
  • proof of school certificate
  • voter id
  • mobile number
  • Passport size photo

How to apply LIC Aam Aadmi Bima Yojana 2022 Online?

Interested beneficiaries of the country who want to apply online under this scheme, then follow the steps given below.

  • First of all you need LIC official website will go on. After visiting the official website, the home page will open in front of you.
lic aam aadmi insurance plan
  • On this home page, you will see the option of LIC Aam Aadmi Bima Yojana Apply Online, you have to click on this option.
  • After clicking on the option, the application form will open in front of you. You have to fill all the information asked in this application form.
  • After filling all the information you have to click on the submit button. In this way you will get the application.

How to apply offline?

  • Interested beneficiaries who want to apply offline under this scheme, then they have to first go to the nodal agency of LIC. After that you have to go there and get the application form.
  • After receiving the application form, you have to fill all the information asked in the application form. After filling all the information, you have to attach all your necessary documents along with the application form.
  • Then you have to submit the application to the LIC office. In this way your offline application will be done.
  • More information about the Aam Aadmi Bima Yojana can be obtained by calling or SMS on the number given below.
  • SMS LICHELP TO 9222492224 OR SMS LICHELP TO 56767877

Disability claim process

  • In this case the claim will be made by the insured himself.
  • All the important documents have to be submitted by the beneficiary along with the claim form to do the film.
  • Important documents include the following documents.
    • documentary proof of accident
    • medical certificate
  • The medical certificate should be the proof of disability of the insured.
  • After this the claim form will be verified by the officer.
  • After successful verification, the claim amount will be credited to the beneficiary’s account.

Claim Process for Scholarship Benefits

Under the LIC Aam Aadmi Bima Yojana, scholarship will also be provided to the children of the insured. The amount of scholarship will be ₹ 100 per month. This scholarship will be awarded at an interval of 6 months. The beneficiary has to claim every 6 months to get the scholarship. The claim process is as follows.

  • The application form for scholarship benefits will be filled by the child of the insured.
  • This form will be filled every 6 months.
  • After submission of the form the verification of the form will be done by the nodal officer.
  • The list of all the students will be sent to the Pension & Group Scheme of LIC after verification by the Nodal Officer.
  • This list will contain the following information related to the students.
    • Name of Student
    • name of school
    • student’s class
    • Bill Member Name
    • policy number of the insured
    • bank account details
  • After successful verification of the form, the scholarship amount will be disbursed to the beneficiary’s account.
  • The scholarship is availed on a six-monthly basis on January 1 and July 1 every year.
  • After successful verification of the form, the scholarship amount will be disbursed to the beneficiary’s account.

LIC Aam Aadmi Bima Yojana Claim Process

  • The claim money under this scheme is transferred to the beneficiary’s account by the central government through NEFT.
  • If the facility of NEFT is not available, then after the approval of the officer, the claim amount is disbursed in the account of the beneficiary.
  • This amount can also be claimed by the beneficiary himself in case of accident and in case of death it can also be claimed by the nominee of the beneficiary.
  • It is mandatory for the nominee to submit the death certificate while filming.
  • Apart from this, it is also mandatory to submit the certificate of the deceased person being the head of the family and income earning member.
  • In case of disability, the insured will have to make a claim under this plan.
  • It will be mandatory for the insured to submit all the important documents along with the claim.
  • In case of disability, it is mandatory for the beneficiary to submit the documentary evidence of the accident.
  • Apart from this, it is also mandatory to submit a certificate issued by the Government Civil Surgeon or Government Orthopedician in case of disability, in which it should be written that the disability has been caused due to the accident.

Claim Process for Claiming Scholarship Amount

  • The application form will be filled by the beneficiary and submitted to the nodal department in half yearly period.
  • The beneficiary student will be identified by the nodal department.
  • After this the list of all eligible beneficiary students will be submitted by the nodal department to the concerned P&GS unit.
  • The complete details of the students will be available in this list.
  • Every year on 1st July and 1st January, LIC will transfer the scholarship amount to the student’s account through NEFT.

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